Terms and Conditions

Effective Date: 05/01/2025

1. Acceptance of Terms

By accessing or using this website https://www.powell-ins.com, you agree to be bound by these Terms and Conditions and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Insurance Disclaimers

All insurance products and services are subject to the terms and conditions of the applicable insurance policies. Quotes provided through this Site are non-binding and subject to underwriting approval.

3. Use of Website

You agree to use this Site only for lawful purposes. You may not use the Site in any way that may damage, disable, overburden, or impair the Site or interfere with any other party's use of the Site.

4. Intellectual Property

All content on this Site, including text, graphics, logos, and images, is the property of Terry Powell Ins Agency Inc or its content suppliers and protected by intellectual property laws.

5. Privacy

Your use of this Site is also governed by our Privacy Policy, which is incorporated by reference into these Terms and Conditions.

6. Limitation of Liability

In no event shall Terry Powell Insurance Agency Inc be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the Site.

7. External Links

This Site may contain links to third-party websites. We are not responsible for the content or privacy practices of such websites and encourage you to review their policies.

8. Modifications

We reserve the right to revise these Terms and Conditions at any time without notice. By using this Site, you agree to be bound by the then-current version of these Terms and Conditions.

9. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the State of New York, and you irrevocably submit to the exclusive jurisdiction of the courts in that State.

10. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

Terry Powell Insurance Agency Inc
Email: webmaster@powell-ins.com
Phone: 585-742-3333
Address: 220 Phoenix Mills Plaza, Victor, NY 14564